About us

Licenced by the FCA, with a track record over 15 years, PCF has successfully placed more than £1.2 billion of senior debt, mezzanine and working capital for more than 900 clients right across the UK.

A fresh approach

More choice

Great results

Meet The Team

Mark Sarratt
Managing Director

Mark was one of the original founders of PCF in 2005 following on from a very successful career in Commercial Banking. He is now widely recognised as a highly experienced and trusted business advisor with a passion for delivering outstanding service and results. He is married with 3 children based in Pinner and in his spare time, he enjoys golf, gardening and watching Saracens.

Jake Sarratt
Key Account Manager

Jake provides back office support to the team and is the named point of contact for our Key Clients. He joined the business in 2018 and has quickly become an integral part of the team. Jakes is presently studying for CeMAP with the intention of launching a new division for Residential Mortgages in 2020. In his spare time, Jakes enjoys golf and kick boxing.

Josien Sarratt
Marketing Director

Josien joined PCF in 2007 formerly a marketing officer in the Press Office at BAA. She has a Degree in European Business Studies along with a genuine flair for languages being fluent in Dutch, French, Spanish and German. Josien is an invaluable member of the team responsible for digital marketing. Her hobbies include music, theatre and badminton.

Mike Adam
Finance Consultant

Mike has over 20 years experience as a lender, advisor and investor, specialising in fields such as commercial real estate. major infrastructure projects, renewable energy and hotel finance. Mike began his career as a graduate trainee at ABN Amro Bank in London and has subsequently worked with Nomura in Hong Kong and Babcock & Brown in London, Luxembourg and Vienna. Married and based in North London. In his spare time he enjoys football, swimming and skiing.

Neil Court
Finance Consultant

Neil has spent 35 years in the banking industry with Barclays, HBOS, Close Brothers, SME Invoice Finance and, most recently, Metro Bank. Specialising in Invoice Finance, Neil has an in-depth knowledge of Confidential Invoice Discounting and Factoring and is skilled at identifying and delivering solutions for businesses looking to fund working capital . Neil is married with a grown up daughter, is based in Pinner and has an interest in sport, theatre and travel.

Les Brannen
Finance Consultant

Les has more than 30 years experience in Commercial Banking having enjoyed a long and successful career with NatWest. He joined PCF in 2014 as a Finance Consultant and is based in Hertfordshire. For his sins, Les remains a long suffering but loyal supporter of Watford FC.

Paul Harrhy CeMAP
Finance Consultant

Paul has been helping small business owners for more than a decade. His passion for finance stems from running a successful family business and also advising local SME’s on innovative ways to improve profitability. Widely regarded as very resourceful, Paul is on constant watch for newly launched products and lenders to ensure that his clients receive the best possible advice on their funding. Paul is CeMAP qualified. In his spare time, he enjoys walking, reading and music. He is married with 2 sons living in Bromley.

Barney Brown
Finance Consultant

Barney has been in the Property Industry for almost a decade and grew up around everything property, with his family being Landlords & Developers. He has strong experience developing properties from light refurbishments, to new build multi-unit developments, and therefore closely understands from first hand experience the wants and needs clients expect, better than most other Brokers out there. As well as a keen interest and understanding of the planning sector, Barney enjoys traveling, fitness & mixed martial arts.

Simon Thompson
Finance Consultant

Simon has worked broadly assisting SMEs, property developers and start-ups position themselves for funding and investment. He has worked for the better part of a decade as a journalist and research analyst in business and finance, with sector focuses in property finance and private equity funding. Simon works proficiently to deliver for clients on tight turn arounds, leveraging relationships with lenders for the latest in exclusive products and best possible funding outcomes. In his spare time Simon enjoys swimming and music.

Sam Monk
Finance Consultant

Prior to joining PCF, Sam was a reporter covering the specialist finance industry. Having interviewed a number of high profile figures in the sector, he has been able to develop a unique understanding of the alternative finance market, covering the advancement of Bridging, Development and Commercial finance over recent years and is now currently studying for CeMAP. In his spare time, Sam enjoys going to the gym, playing football and learning something new.

Paul Singh
Finance Consultant

Paul is an articulate and highly motivated sales professional who has enjoyed a progressive career in Real Estate in the UK and Overseas over the last 20 years. The skills he has acquired include Business Consultation, Planning, Administration and Marketing. He is also currently studying for CEMAP. Paul has two grown up sons that constantly inspire him to work hard yet efficiently. Football, keeping fit and martial arts are a few of his interests.


Mark’s extensive industry knowledge and professionalism is second to none which allows him to deliver funding solutions which match a client’s unique requirements. He understands what funders require and they trust him. Mark has delivered many funding solutions for us and our customers and I would strongly recommend Mark to anyone with a borrowing requirement.

John Gillen BSc (Hons) ACIB, Director: NatWest South Midlands and Anglia Real Estate Finance

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