About us

Licenced by the FCA, with a track record over 15 years, PCF has successfully placed more than £1.2 billion of senior debt, mezzanine and working capital for more than 900 clients right across the UK.

A fresh approach

More choice

Great results

Meet The Team

Mark Sarratt
Managing Director

Mark was one of the original founders of PCF in 2005 following on from a very successful career in Commercial Banking. He is now widely recognised as a highly experienced and trusted business advisor with a passion for delivering outstanding service and results. He is married with 3 children based in Pinner and in his spare time, he enjoys golf, gardening and watching Saracens.

Jake Sarratt
Key Account Manager

Jake provides back office support to the team and is the named point of contact for our Key Clients. He joined the business in 2018 and has quickly become an integral part of the team. Jakes is presently studying for CeMAP with the intention of launching a new division for Residential Mortgages in 2020. In his spare time, Jakes enjoys golf and kick boxing.

Josien Sarratt
Marketing Director

Josien joined PCF in 2007 formerly a marketing officer in the Press Office at BAA. She has a Degree in European Business Studies along with a genuine flair for languages being fluent in Dutch, French, Spanish and German. Josien is an invaluable member of the team responsible for digital marketing. Her hobbies include music, theatre and badminton.

Mike Adam
Finance Consultant

Mike has over 20 years experience as a lender, advisor and investor, specialising in fields such as commercial real estate. major infrastructure projects, renewable energy and hotel finance. Mike began his career as a graduate trainee at ABN Amro Bank in London and has subsequently worked with Nomura in Hong Kong and Babcock & Brown in London, Luxembourg and Vienna. Married and based in North London. In his spare time he enjoys football, swimming and skiing.

Les Brannen
Finance Consultant

Les has more than 30 years experience in Commercial Banking having enjoyed a long and successful career with NatWest. He joined PCF in 2014 as a Finance Consultant and is based in Hertfordshire. For his sins, Les remains a long suffering but loyal supporter of Watford FC.

Sam Monk
Finance Consultant

Prior to joining PCF, Sam was a reporter covering the specialist finance industry. Having interviewed a number of high profile figures in the sector, he has been able to develop a unique understanding of the alternative finance market, covering the advancement of Bridging, Development and Commercial finance over recent years and is now currently studying for CeMAP. In his spare time, Sam enjoys going to the gym, playing football and learning something new.

Steve Isaacs
Finance Consultant

Steve has almost 30 years experience in the Financial Services Sector with roles varying from an IFA, Auditing Mortgage Lending policies for responses to the FSA and working as an Ombudsman in dispute resolution. Having originally gained the Financial Planning Certificate in 1996, Steve has recently updated his qualifications with R04 Pensions and R07 Advanced Mortgage Advice. Steve has also been involved in a number of property development opportunities, building 6 new homes, renovating many others including splitting titles to create new dwellings and flat conversions. Steve therefore has experience on both sides of the transaction both as the developer and from the lenders perspective. Steve enjoys a number of sports in his spare time particularly golf, football and cricket. Married with four children, Steve is based on the South Coast of England around the Dorset/ Hampshire border.

Hilton Wade
Finance Consultant

With 25 years of global commercial business development experience, Hilton has spent the last 10 years working for a global non-Bank Trade & Supply Chain finance company. Key skills include new business development, relationship management, financial analysis, and commercial lending.
Hilton is now based in Exeter which is featured in the top 10 growth cities in the UK having established himself in the South West in 2009. In association with PCF, Hilton is ideally placed to advise local property developers, landlords and SME business owners on all aspects of property & business finance.
In his spare time Hilton spends time on the Golf courses of Devon and supports the Exeter Chiefs.


Mark’s extensive industry knowledge and professionalism is second to none which allows him to deliver funding solutions which match a client’s unique requirements. He understands what funders require and they trust him. Mark has delivered many funding solutions for us and our customers and I would strongly recommend Mark to anyone with a borrowing requirement.

John Gillen BSc (Hons) ACIB, Director: NatWest South Midlands and Anglia Real Estate Finance

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